As a contractor it’s likely that your take home pay is more than that of a normal employee. As such it’s important that you take advice on how to best manage your finances and make your earnings work harder for you.
Whether you’re thinking about short or long term planning, it’s important to know what options are open to you and start planning sooner rather than later. Financial advisors can offer advice on the following;
- Pensions
- Various insurance policies, including Relevant Life Plans and Executive Income Protection policies, which are both tax deductible
- Investments
- Mortgages, specialising in mortgages for contractors
- Inheritance tax planning
- Private Medical Insurance
Here at Dolan Accountancy we work with three financial advisors to offer you a choice when managing your money.
Wardour Investments
Wardour Investments are independent advisors who do not have allegiance to any insurance or investment companies, so you can be sure that the advice you receive will be to benefit you. With a solid performance, Wardour offer clients a full range of pensions, investments, contractor mortgages and even private medical insurance.
You can call Nigel at Wardour Investments on 01753 279 656 or via email nigel@wardourinvestments.com.
Caulder Financial Services
Caulder Financial Services have over 20 years of experience and are a partner of St James’s Place Wealth Management- a FTSE 100 company with £89.91bn of client funds under management. Over this time Caulder Financial Services have become a specialist in the contractor market place, and are able to advise on the most effective way in which financial planning can help for the future. Offering the full spectrum of investments and financial planning, you can expect a tailor made, personal approach to your financial planning needs.
Give Alex at Caulder Financial Services a call on 01525 715315 or 07952 409006, or via email alex.caulder@sjpp.co.uk.
Contractor Friendly Mortgages
Contractor Friendly Mortgages are a specialist mortgage broker set up to help contractors and self-employed professionals with all their mortgage and protection requirements. They understand each individual has their own unique set of circumstances so will tailor their advice specific to you. Contractor Friendly Mortgages are dedicated in supporting the UK’s independent working community. Their name and reviews say it all, their service and personal approach are something they take great pride in, also as a client of ours you will receive £100 off their standard broker fee.
For more information on contractor mortgages, please contact them on: 01425 208555 or email contact@cfmortgages.co.uk